Lafayette Community Bank can provide you with a wide variety of electronic payment and cash management options to save you time and money and improve your cash flow. We use the latest in encryption technology and multi-level password protection to assure that all electronic payments are safe and secure. Contact any of our banking offices at the numbers listed on this page for more information or to apply for any of the following business services.
Create electronic transfers to or from accounts of individuals or companies. Efficiently process Employee Payroll Direct Deposit and associated Court Ordered Child Support Payments. Easily collect recurring payments from customers or members for rent, dues, or services and even let customers make payments directly on your website.
Remote Deposit Capture and Check Conversion
Save a trip to the bank and deposit funds faster by converting checks to electronic images or ACH transactions and uploading the file directly from your business office. Provides you with an electronic record of your deposited items.
Help protect your business from paper check fraud through the use of positive pay. By comparing the information on checks you issue against the checks that clear against your account, we can quickly alert you to any items that do not match. You can review these items online and make the decision to pay or return the check.
Need to send funds quickly and securely? Stop by our nearest office for assistance. To have funds wired to your account at Lafayette Community Bank, provide the sender with the Bank’s routing number 074914313 and your account number.
Sweep to Line of Credit
Minimize the amount of interest you pay by having excess funds sweep from your checking account to pay down your line of credit. Funds automatically sweep into the checking account to cover the amount of checks presented for payment.
Your business is unique and so are its challenges and we understand that card processing is a critical part of it. We have partnered with Heartland Payment Systems to provide the highest level of service with fair, fully disclosed pricing. You will know the true cost of every card that comes through your business--all rates and fees are clearly identified on an easy to read statement. A locally based representative will meet with you personally to learn your business and present a solution tailored to your needs. They provide 24 hour customer service from their service center located here in Indiana. And you can rest assured that card information is secure from the moment it is swiped or keyed through the transaction processing and settlement, helping you meet PCI-DDS compliance standards.
Lafayette Community Bank provides Courier Services for our Business customers. Our own employee courier service is available to pick up and deliver just about any bank service you would need. This includes any loan correspondence items, records, check orders, statements, signature cards, etc. The couriers can also be scheduled on a regular basis or on a call-in basis to pick up your deposits within bank guidelines or deliver small amounts of change.
Contact Dick Murray @ 429-1160 or any branch for additional information.