Personal Loans

Your Home. Your Line of Credit.

Endless Possibilities

Act Now for our best offer ever on a home equity line of credit!

Low 1.99% APR*

Introductory Fixed Rate for up to 8 months.**

Annual Fee Waived

for the first year.

Low 4.00% APR*

Variable rate thereafter. Minimum credit line of $10,000

No Closing Costs

  • Annual Percentage Rate (APR) effective as of 03/22/17. Subject to credit approval and minimum loan amount of $10,000. Other restrictions may apply, see bank for details. Property insurance required. Interest only payments due monthly. Consult a tax advisor concerning tax deductibility. Loan-to-value (LTV) is the ratio between the existing mortgage and current market value. Rates are based upon the Wall Street Journal Prime Rate currently 4.00% for loans with an 89% LTV or less with minimum credit scores of 720. Up to 95% LTV financing available at different rates. After the 4 or 8 month introductory period (see description of introductory terms below) has expired, the rate is variable and based on the Prime Rate as published in the Wall Street Journal on the last business day of the month with a floor of 4.00% and a ceiling of 21%. Typical repayment example for a loan amount of $50,000 at 4.00% Annual Percentage Rate interest only monthly payment would equal a payment of $166.67. Minimum APR is 4.00% and maximum APR during life of loan is 21%. Rates are subject to change monthly and without prior notice. Balloon payment is possible at maturity if only minimum payments are made during term of loan. Does not apply to non-owner occupied rental, residential homes on parcels greater than 5 acres, second homes, duplex, multi-family, bridge loans, or temporary financing. Early termination fee of 2% of loan amount or $250.00, whichever is less if closed within first 36 months. Annual fee of $50.00 applies. Initial $50.00 waived. Existing HELOC Bank customer’s eligibility subject to minimum $10,000 increase of existing line amount. Subject to credit approval and any applicable restrictions. All costs associated with a new HELOC opening shall be paid by the Bank. Range of costs are $225.00 - $735.00.

** Introductory rate lock will be the current rate of Prime -2.01% (1.99%) for the first four months of the new loan or up to eight months with the opening of a qualifying Bank DDA account with monthly auto-pay. At the end of the introductory period, APR will adjust according to the original loan terms. Minimum rate of 4.00% applies at expiration of introductory rate period. Please visit a branch location or call to receive current rate.

Greenbush Branch
Cathy Stachowicz
NMLS #846507
West Lafayette
Kim Clark
NMLS #846505
South Branch
Justine Thayer
NMLS #846508
Matt Roberts
Matt Roberts
Portfolio Manager/Lender
NMLS #266922